Determining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages. But it doesn't have to be.

With ISO's VINMASTER® and your software, you can quickly and easily identify an automobile's current ISO Vehicle Series Rating Symbol without knowing its vehicle identification number (VIN). With the current Symbol, you can more accurately determine premiums for physical damage (comprehensive and collision) coverages.

All you need to know is the vehicle's model and a few key features. That’s because VINMASTER is indexed both by VIN and by comprehensive vehicle descriptions, including make, model, engine, and body style. That's because VINMASTER contains comprehensive data on personal auto vehicles, including Vehicle Series Rating symbols, beginning with model year 1981. The ease of locating a correct Symbol by either the VIN or the vehicle description makes VINMASTER a powerful tool, whether you're quoting a rate or renewing a policy


VINterpret® provides information about individual private passenger vehicles and light trucks based on the first 10 positions of the Vehicle Identification Number (VIN) as well as by the vehicle description (including make, model, engine, and body style). VINterpret customers can easily locate vehicle information (such as safety system availability and vehicle specifications) using only the first 10 digits of the 17-digit VIN.

With VINterpret you have access to:

  • Information on vehicles’ different countries of origin
  • NCIC make codes
  • Additional vehicle indicators of four-wheel drive, tonnage, and payload

Additional Vehicle Rating Refinement

For customers who use ISO Risk Analyzer® Personal Auto Symbols, VINMASTER can also deliver more than 400 uniquely defined Personal Auto Symbols and corresponding rating relativities for comprehensive, collision, bodily injury, property damage, PIP, medical payments, and single-limit liability coverages.